INSURANCE for real estate professionals

REALIST provides an online portal, allowing users instant access to easily buy insurance coverage. A solution specifically designed for sales people, brokerages and PRECs.

Get a free quote & buy instantly!

The best protection for brokerages, agents and PRECs.

General Liability Coverage

Up to $2,000,000 per incident for agents and PRECs

Coverage extends to employees

Bodily injury to third parties

Third party property damage

Provides damage coverage to rental spaces

Legal defence when accused of negligence

Legal Expense Coverage

Up to $100,000 for:

Commercial employment disputes

Small claims court contract disputes & debt recovery

Statutory license protection

Personal and commercial tax protection

Up to $20,000 disciplinary hearing and investigations

Legal Helpline Access

Unlimited, free access with no impact on your premiums

Available 8am EST to midnight, seven days a week

Get answers to your questions about any legal issue, regardless of whether it is covered by your policy

Includes legal letter writing services

Accident Coverage

Automatic accidental death and dismemberment coverage

In hospital emergency cash for upgrades not covered by OHIP

Coverage for home and vehicle accessibility alterations

Personal re-education, and spousal support training fund

Up to $2,000,000 per incident for agents and PRECs

Coverage extends to employees

Bodily injury to third parties

Third party property damage

Provides damage coverage to rental spaces

Legal defence when accused of negligence

Up to $100,000 for:

Commercial employment disputes

Small claims court contract disputes & debt recovery

Statutory license protection

Personal and commercial tax protection

Up to $20,000 disciplinary hearing and investigations

Unlimited, free access with no impact on your premiums

Available from 8am EST to midnight, seven days a week

Get answers to your questions about any legal issue, regardless of whether it is covered by your policy

Includes legal letter writing services

Automatic accidental death and dismemberment coverage

In hospital emergency cash for upgrades not covered by OHIP

Coverage for home and vehicle accessibility alterations

Personal re-education, and spousal support training fund

More About REALIST

Purchase Insurance

REALIST and Realist Insurance are trademarks of Instant Risk Coverage Inc. Refer to your policy for the most detailed and accurate information about your coverage and terms of insurance. Your policy, which serves as your insurance contract, will always prevail if there is ever a conflict with the information found on this site.

Distributed by Alternative Risk Services, a division of 3303128 Canada Inc.

Privacy Policy

General: Instant Risk Coverage is committed to protecting the privacy of any personal information, including your name, address, telephone number, e-mail address and other typical personal information that you may provide when interacting with our services. Instant Risk Coverage reserves the right to modify this Privacy Statement at any time. We encourage you to check back routinely to see if any changes have been made.

Tracking Your Website Visit: Instant Risk Coverage does not automatically collect any personal information from you, such as your name, phone number, street or email address. Personal information is only collected if it is supplied voluntarily through setting up a user account.

Volunteering Your Personal Information Online: We only collect, retain and use personal information where it is essential to administer our business and to provide products, services and other opportunities requested by you. The only time we collect your personal information on this website is when you voluntarily provide it to us. This includes when you:

Sign up for an account
Update your information stored on your account

How We Will Use Your Personal Information: The personal information you provide to us will be used to administer the programs and services for which you consent to.

Online Transactions: To pay for the services provided we use online payment options. We do not process any payment transaction on our infrastructure, we redirect it to our transaction processor vendor who is compliant with the Payment Card Industry (PCI) Data Security Standard (DSS).

These transactions are done through SSL-encrypted technology. This means that your payment information is transmitted to us securely. After your transaction is complete, we do not retain your credit card or payment information.